7 Sign That You are Rich


If you think the sign that you are rich is in the Top 50 Richest Man in Indonesia means you’re rich, or maybe own a supercar, or perhaps own a mansion house, well, you’re not wrong.

But did you know that “Rich” is relative?

The point is, “rich” is as subjective as “happy.” It’s different for everyone, and you shouldn’t stress yourself about being “rich.”


If you have these 7 signs, that means you’re “rich.”

1. First signs that you are rich is you can save money

Sign that you are rich 1

I remember a quote from “Rich Dad Poor Dad” written by Robert Kiyosaki.

Most people fail to realize that in life, it’s not how much money you make. It’s how much money you keep.

Robert Kiyosaki

You see, having a lot of money doesn’t mean you can solve all your financial problems. On the contrary, it often makes it worse. Do you remember the news about a lottery winner who lost it all? or maybe professional football players who made millions and suddenly broke when they retired?

Money often makes obvious our tragic human flaws, putting a spotlight on what we don’t know, that is why, all too often, a person who comes into sudden windfall of cash – let’s say an inheritance, a pay raise, or lottering winnings – soon returns to the same financial mess, if not worse, than the mess they were in before.

Robert Kiyosaki

The point is, no matter how much money you have, as long as you can hold on to some of it, it’s a sign that you are rich.

2. You can live even though it’s below your standards

Living below your standards is one of the most responsible money management you can do. Spending less than you earn or in Indonesian proverb is don’t do “Besar pasak daripada tiang” (Bigger pegs than poles).

Armand Wahyudi Hartono, the son of Budi Hartono PT. Djarum owner and one of the richest men in Indonesia learns to live pennywise

I always try to be economical. It starts with little things like electricity, and we could save from it. Turn on the AC for a little while, and if it’s already cold when you want to sleep, we could turn off the AC. At least when you’re going to sleep.

Armand Hartono

Other than that, Armand said that he only eat at fancy places when there is some business colleague come to visit, and he spent most of his lunch in the office canteen.

Lifestyle must also be maintained, and it’s simple. Every day at the office, I eat at the canteen, you know. If a large potential customer or business partners comes to visit, then I invite him to eat at a nice place, not in the canteen.

Armand Hartono

It might sound simple or too frugal for some people, but surprisingly, many people are not doing this. 78% of people work in the US living paycheck to paycheck, based on a Forbes article in 2017.

If you can do this, it’s a sign that you are rich.

3. You can eventually buy the things that you wanted

Sign that you are rich 2

If someone impulsively goes to a car dealer and buys a car, many people would agree that it is a sign that he/she is rich. 


If you can buy the same car even though it needs five years and saving a portion of your salary every month, that is a sign that you are rich. A report from the Society of Actuaries (SOA) 2018 titled Spotlight Retirement Indonesia found that “Only 19 percent of respondents expect to have more than 81 percent of the funds they need to lead a comfortable retired life.” 

This brings us to our next point.

4. You can afford to retire as planned

Retire comfortably is expensive. Even if you try to move to an area or city with a low cost of living, retired for a prolonged time, and supporting yourself with little or no income is hard.

Traditionally, the expected retirement age is 65. Based on the same report from SOA, respondents from the retiree segment (61-75 years) who could not retire had to extend their working lives and plan to retire at 71 years.

If you are confident enough you can retire comfortably as planned, it’s a sign that you are rich.

5. You’re not stuck in a place, job, or relationship

Money is supposed to give us freedoms, no matter how many you have. 

If you’re not stuck in a job, place, or relationship that you hate because you can’t move elsewhere, it is a sign that you are rich enough and have the right financial spot.

6. Money is not your only motivation

Sign that you are rich 3

Even though I don’t have many rich friends, I do know something in common with them. 

Money is not their primary motivation. 

They tried to focus on following a passion, solving a problem, or aiming to build their business.

That is a sign that you are rich.

If money is not your primary motivation, that means you can make ends meet. This doesn’t mean that you should not be happy with your paycheck or not excited when you see your investment grow. 

Money shouldn’t be your primary motivation or source of happiness. If you have the privilege to focus on something other than money, it is a sign that you are rich enough.

7. View your money as your friends, but not the only friend.

A lot of people have a dysfunctional relationship with money. When we’re just a kid, our parents taught that money is hard to earn. Steve Siebold, a self-made millionaire, said in an article by Business Insider.

If you want to start attracting money, stop seeing it as your enemy and think of it as one of your greatest allies.

Steve Siebold

Most of us see money as a necessary evil. While rich people I know see money as a liberator, and with enough money, you can purchase your financial peace of mind.

If you didn’t see money as your enemy and see it as a friend that helps you achieve anything you wanted in life, it is a sign that you are rich.

Final Words

Some of you probably think that “I can only do that if I have enough money, which I don’t.” What I wanted to say is you don’t need a lot of money to be happy. 

Not earning enough money should not be a problem that stressed you out. Your wealth shouldn’t cost your happiness and health. Be grateful to have what you need and to be happy. On top of that, you can improve your mental and financial health by overcoming FOMO (Fear of Missing Out.)

About the author

Graha Nurdian

A Millenial, self-proclaimed cyclist, and a digital marketer.

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Graha Nurdian

A Millenial, self-proclaimed cyclist, and a digital marketer.

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